Monthly Cash Flow Template
Free Excel template to track monthly income, expenses, and cash flow for the entire year. Auto-calculates your ending balance.
| Month | Starting Balance | Income | Expenses | Net Flow | Ending Balance |
|---|---|---|---|---|---|
| January | $5,000 | $4,200 | $3,100 | +$1,100 | $6,100 |
| February | $6,100 | $4,200 | $2,900 | +$1,300 | $7,400 |
| March | $7,400 | $4,500 | $3,800 | +$700 | $8,100 |
| April | $8,100 | $4,200 | $3,400 | +$800 | $8,900 |
| May | $8,900 | $4,200 | $3,200 | +$1,000 | $9,900 |
| June | $9,900 | $4,200 | $3,500 | +$700 | $10,600 |
Monthly Cash Flow Tracker
Download Free Template
Auto-Calculations
Balance rolls forward automatically
12 Months
Track full year cash flow
Income & Expenses
See where your money goes
Summary Sheet
Year-end totals at a glance
How to Use
1. Download the template and open in Excel or Google Sheets.
2. Set your starting balance for January.
3. Enter monthly income in the income column.
4. Enter monthly expenses in the expenses column.
The spreadsheet automatically calculates net cash flow and carries your balance forward month to month.
What's Included
Two sheets for complete cash flow tracking: