Lender Personal Financial Statement
SBA Form 413-compliant template for bank loan applications. Calculate debt-to-income ratios and net worth for lending decisions.
SBA Compliant
Bank Ready
Debt-to-Income Calc
SBA Form 413 - Personal Financial Statement
Form #413
| Asset / Liability Category | Amount ($) |
|---|---|
| ASSETS | |
| Cash in Banks | $45,200 |
| Marketable Securities | $89,500 |
| Retirement Accounts (IRA/401k) | $156,000 |
| Real Estate (Primary Residence) | $425,000 |
| Other Real Estate | $180,000 |
| Vehicles | $42,000 |
| TOTAL ASSETS | $937,700 |
| LIABILITIES | |
| Mortgage (Primary) | $298,000 |
| Real Estate Loan | $125,000 |
| Vehicle Loans | $18,500 |
| Credit Cards (Revolving) | $8,200 |
| Other Debts | $4,500 |
| TOTAL LIABILITIES | $454,200 |
| TOTAL NET WORTH | $483,500 |
Lender Personal Financial Statement
SBA Form 413 Format
Matches official SBA requirements
Debt-to-Income Calc
Auto-calculate DTI ratios
Bank Loan Ready
Acceptable at all major banks
Net Worth Auto-calc
Instant calculation
How to Use for Loan Applications
1. Download the template in Excel format.
2. List all assets at current market value.
3. Enter all liabilities with remaining balances.
4. Submit with loan application - bank-ready format.
Accepted by: SBA, Wells Fargo, Chase, Bank of America, Credit Unions, and all major lenders.
What's Included
SBA-compliant worksheet:
- Complete Assets Schedule
- Liabilities Breakdown
- Net Worth Calculation
- Monthly Income Section
- Debt-to-Income Ratios
Related Templates
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